Review: RefrigiWear 3-in-1 Insulated Jacket

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A quality, versatile jacket that can handle a range of conditions.

I was recently sent one of the 3-in-1 insulated jackets from RefrigiWear to check out and review. I was not familiar with the brand, or what they offered before receiving this jacket, so it was cool to get introduced to a new company with an actual product to try out.

The guys from RefrigiWear sent me the 3-in-1 insulated jacket, which is one of just 30 or so jackets they produce, along with a plethora of other products that make up their entire catalog.


The 3-in-1 Jacket combines a waterproof exterior with an insulated lining to provide the best of both worlds: warm and dry.

Anyone that braves the elements, such as delivery drivers, construction contractors or even moms and dads walking the dog will appreciate the protection the RefrigiWear 3-in-1 Insulated Jacket provides. Plus, you can unsnap the two to have 2 totally separate garments: a waterproof jacket without insulation for moderate temps or a stylish, puffer-jacket inspired inner lining that adds warmth without the need for waterproof protection.RefrigiWear 3-in-1 Insulated Jacket

  • Waterproof, windtight exterior for protection from the environment
  • Reflective piping at the chest and arms for increased visibility
  • Detachable hood can be tucked into jacket
  • Waterproof zippered pocket to protect sensitive items
  • Side entry hand warmer pockets
  • Inner Jacket: 200g Polyester insulation
  • Inner Jacket: Puffer jacket design
  • Inner Jacket: Inside storm flap
  • Storm flap on zipper protects against drafts
  • Two side entry hand warmer pockets
  • Elastic draw cord with adjustable toggles inside jacket

Overall Usage

To review the RefrigiWear 3-in-1 Insulated Jacket properly, I wanted to make sure that I was able to test it out in several different conditions. Since it is a 3-in-1, it’s designed to cover a range of both cold and dry conditions, so I wanted make sure I covered those in my use of it.

Warm Weather/Rain
I was able to get out in the 3-in-1 quite a few times to test out the warm weather/rain capabilities of this jacket. By removing the inside jacket, you’re left with a mid-weight jacket that combats slightly cooler temperatures, as well as those nasty rain storms we often get here in South Carolina.

The 3-in-1 performed flawlessly in those conditions, keeping me perfectly dry. The detachable hood is a great feature, and served me well on several rainy days, and 1 or 2 complete downpours where I needed to be out and about but didn’t have an umbrella with me.

I also used the outer shell one day on the river, over my waders, during a pretty steady rain. Again, I stayed dry and the jacket performed really well.

Cold Weather/Snow
On the cold weather/snow side of things, I was able to test this out as well, with a recent snow fall and some colder than normal temps we’ve been having in our area. Again, the 3-in-1 performed really well in those conditions and was really almost overkill for the range of cold weather we get here in the upper South Carolina area. I did want to fully test the jacket out though, and I was able to do that.

Honestly, the inner jacket of the 3-in-1 is the shining point of this jacket. It’s extremely lightweight, but will keep you quite toasty in the 15-40 degree range with ease. I found myself using just the inner jacket for a few cold days out, except for the recent snow we had, where I then combined both the outer and inner shells, and the jacket performed well.

This jacket performs quite well in the cold, and even better in cold/windy conditions. It’s rated to 20 degrees F and I’ve worn it in several 15-30 degree F situations. The front wind flap on the outer shell is a nice feature and this jacket kept me comfortably warm in every condition I wore it in.

Fit & Finish

I got the RefrigiWear 3-in-1 Insulated Jacket in XL, which is usually what I would choose for a jacket. I’m 5’10”, 205 lbs. and the jacket fits me pretty well.

Being a multipurpose jacket, I know it’s hard to make the inner shell fit well, while also making the outer shell fit well when it’s used as a standalone jacket. The inner shell fit me perfectly, but the outer shell was just a bit too big when used by itself. As a whole, using both layers as designed, the jacket fit pretty well, but I’d say it runs just slightly larger for size.

The overall quality of the jacket is really nice, and it seems to be constructed very well. The zippers are super high quality and I saw no issues with material quality, stitching or overall finish of the jacket.

Separating the two shells, or adding/removing the hood was smooth and the elastic draw cords were nicely done and seemed to be of good quality. Plenty of good pocket storage for carrying around various items that you might need with you, and the jacket was super comfortable for both quick trips around town and longer hikes/trips out in the woods.

The Verdict

The versatility of the RefrigiWear 3-in-1 Insulated Jacket makes it a winner.

It’s clearly designed for a range of conditions and I think it handles all of those quite well. Although I’ve only briefly used the jacket, it seems to be constructed well and engineered well. With a $125.oo retail price tag I would have no problem spending that amount on this jacket.

Overall, I was really pleased with the 3-in-1 insulated jacket and I’d certainly recommend checking it out if you’re looking for a versatile jacket that can cover quite a range of temperatures, weather and conditions.

The RefrigiWear 3-in-1 Insulated Jacket retails for $125.00 and can be purchased on the RefrigiWear website. It’s available in S-5XL sizes and comes in black only.

*Product or gear reviews are my opinion and the product in this review was provided at no-cost by RefrigiWear. Please read my disclosure for more info on gear reviews and affiliate links on this blog.

Cory Perry
I'm a husband, father and fly fishing geek living in Greenville, SC. I'm down with slinging flies, tying flies and spending every minute I can enjoying the vast outdoors with my family and friends.

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